Sample Rates

Type of Loan
APR
Points
Rate
30 year fixed Conforming
4.560 %
0.000
4.250 %
30 year fixed FHA
4.143 %
0.000
3.625 %
15 year fixed Conforming
3.602 %
0.000
3.500 %
3/1 arm Conforming
3.038 %
1.625
2.875 %
Rates Updated: 1/11/2017 9:50:39 AM
The Annual Percentage Rate, or APR, is the cost of your credit expressed as an annual rate. Because you may be paying closing costs, also known as prepaid finance charges (origination fee, discount points, mortgage insurance, interest), the APR on the disclosure is often higher than the interest rate on your loan. This APR can be compared to the APR of other loan programs to give you a consistent means of comparing rates and programs.